Leader in Mortgage Credit Reports
Mortgage lending professionals across America rely on the easy-to-read consumer credit reports and innovative verification tools offered by Factual Data. Every day, we continue our mission of Helping Lenders Expand Homeownership.
New
Cost-Effective Credit and ID Risk Mitigation. Identify identity and credit risk early in the process—at a fraction of the cost.
Learn More
Products
Merged Credit Reports from Factual Data provide insight into your applicant’s credit history to help you determine appropriate loan options. Access data from one, two, or all three credit repositories (TransUnion®, Experian®, and Equifax®) digitally, in easy-to-read reports with useful upgrade options.
Learn more about Tri-Merge Credit ReportsMortgage Lending Lifecycle
From the first soft inquiry to post-closing quality control, Factual Data products fit every stage of the lending journey.
Step 1
Save time and provide a great consumer experience with Pre-Qualification soft inquiry credit reports.
Step 2
An entire suite of services covering the application phase—workflow automation, identity validation and auto-upgrade merged credit reports.
Step 3
Mitigate risk with a thorough review of income, identity and undisclosed debt, plus flood zone determinations and property valuations.
Step 4
Make confident, consistent lending decisions with the DRIVE® platform from Factual Data affiliate DataVerify®.
Step 5
Critical pre-funding reviews for a complete picture of a borrower’s liabilities to help ensure loan quality.
Step 6
Portfolio Servicing, Account Retention and Quality Control (QC) services after the loan closes.
Fraud & Risk Mitigation
Identity, application and property verification, undisclosed debt monitoring and flood zone determinations—delivered through the single-source DRIVE® platform.
See DataVerify SolutionsCall (800) 216-3463 or send us a note and a Factual Data representative will be in touch.
